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Current Dividend Rates

Quick Rates:
Share Accounts \ Christmas Club \ Vacation Club \ IRA Accounts \ CDs

Effective as of November 3, 2008

SHARE ACCOUNTS
Average Daily Balance
Dividend Rate
APY*
Posting
$0.00 to $1,500.00
0.50%
0.50%
Quarterly
$1,500.01 & UP
1.00%
1.00%
Quarterly
*APY is the Annual Percentage Yield.


CHRISTMAS CLUB ACCOUNTS
Average Daily Balance
Dividend Rate
APY*
Posting
   
0.50%
0.50%
Quarterly
*APY is the Annual Percentage Yield.


VACATION CLUB ACCOUNTS
Average Daily Balance
Dividend Rate
APY*
Posting
    
0.50%
0.50%
Quarterly
*APY is the Annual Percentage Yield.


IRA ACCOUNTS
Average Daily Balance
Dividend Rate
APY*
Posting
    
2.75%
2.78%
Quarterly
*APY is the Annual Percentage Yield.


CDs
Term
Dividend Rate
APY*
Minimum Deposit
  6 MONTHS
2.48%
2.50%
$500.00
12 MONTHS
2.72%
2.75%
$500.00
18 MONTHS
2.77%
2.80%
$500.00
24 MONTHS
2.97%
3.00%
$2,500.00
36 MONTHS
3.94%
4.00%
$2,500.00
*APY is the Annual Percentage Yield.